Insurance and cost

Insurance, Benefits, and Cost, Explained Plainly.

Undefeated Healthcare is in network with UnitedHealthcare. Current public provider listings also include Blue Cross Blue Shield or CareFirst, Cigna or Evernorth, Aetna, and TRICARE. Staff verifies your specific telehealth behavioral health benefits before scheduling, so you know what you may owe before the first session.

Telehealth onlyMaryland, Virginia, West Virginia, and PennsylvaniaBenefits checked before scheduling

Plans currently listed

PlanStatus
UnitedHealthcareIn network
Blue Cross Blue Shield / CareFirstListed on public provider profiles
Cigna / EvernorthListed on public provider profiles
AetnaListed on public provider profiles
TRICAREListed on public provider profiles
Other plans or out of networkAsk about options

A plan name is not a promise that every service, clinician, or session is covered. Networks and benefits vary by plan and state. The insurer makes the final benefit decision.

How the benefits check works

  1. Share your state, insurance carrier, and the type of care you want. No diagnosis needed.
  2. Staff checks network status, telehealth coverage, deductible, copay or coinsurance, and authorization rules.
  3. You hear what you may owe, plus self-pay options if insurance won't apply, before scheduling.

Common questions

Do you take UnitedHealthcare?

Yes. Undefeated is in network with UnitedHealthcare. Your specific plan's telehealth behavioral health benefits are verified before scheduling.

Is online therapy covered the same as in-person?

Many plans cover telehealth behavioral health, but benefits vary. Ask whether telehealth is covered, your copay or coinsurance, and whether your deductible applies.

Does insurance cover couples therapy?

Not always. Coverage depends on the plan, medical necessity rules, and how the session is billed. Staff explains this before you book.

Can I pay without insurance?

Self-pay may be available. Ask for the current fee, cancellation policy, and a good-faith estimate during the consult.

What should I ask my insurer?

Ask whether the clinician is in network, whether telehealth behavioral health is covered, your deductible status, copay or coinsurance, authorization rules, and visit limits.

Clinically reviewed by Chase Butala, MS, LCPC, LPC, founder of Undefeated Healthcare (verified provider profile). Last reviewed . Educational, not a diagnosis. Availability depends on clinician licensure for your location, the service requested, insurance, and current capacity.

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